AXA Assistance USA

Comprehensive Global Coverage with 24/7 Emergency Support

Notable Features

- Over 60 years of global travel assistance experience
- High coverage limits for emergency medical expenses
- Optional Cancel For Any Reason (CFAR) coverage is available
- 24/7 worldwide emergency assistance
- Coverage for pre-existing medical conditions (with eligible plans)
- Trip cancellation and interruption protection
- Baggage loss and delay coverage
- Missed connection and travel delay benefits
- Competitive pricing with plans to suit various budgets
- User-friendly online claims process

AXA Assistance USA, part of the global AXA Group, brings over six decades of travel assistance expertise to the U.S. market. As a leading provider of travel insurance, AXA offers a range of plans designed to meet the diverse needs of modern travelers, from casual vacationers to frequent business flyers.

AXA's travel insurance plans stand out for their comprehensive coverage and high limits, particularly for emergency medical expenses. Their policies are structured to provide protection against a wide array of travel risks, including trip cancellation, emergency medical situations, baggage issues, and travel delays.

One of AXA's distinguishing features is the availability of Cancel For Any Reason (CFAR) coverage on eligible plans, offering travelers additional flexibility and peace of mind. This option allows policyholders to cancel their trip for reasons not typically covered by standard insurance, providing reimbursement for a significant portion of their prepaid, non-refundable trip costs.

AXA Assistance USA also prides itself on its robust 24/7 worldwide emergency assistance services. Travelers can access help anytime, anywhere, whether they need medical referrals, emergency medical evacuation, or assistance with lost travel documents.

About AXA Assistance USA Services, Benefits, and Insurance Plans

Services:

24/7 worldwide emergency assistance
Medical referral and coordination services
Emergency medical evacuation arrangement
Assistance with lost or stolen travel documents
Concierge services for travel arrangements and local information
Multilingual support team

Benefits:

High limits for emergency medical expenses (up to $250,000 on some plans)
Generous trip cancellation and interruption coverage
Coverage for pre-existing medical conditions (when eligibility requirements are met)
Baggage loss, damage, and delay protection
Travel delay reimbursement
Missed connection coverage
Accidental death and dismemberment benefits

Insurance Plans:

Silver Plan:
- Essential coverage for budget-conscious travelers
- Trip cancellation coverage up to 100% of trip cost
- $25,000 emergency medical expense coverage
- $100,000 emergency medical evacuation coverage
Gold Plan:
- Comprehensive coverage for most travelers
- Trip cancellation coverage up to 100% of trip cost
- $100,000 emergency medical expense coverage
- $500,000 emergency medical evacuation coverage
- Optional Cancel For Any Reason (CFAR) upgrade available
Platinum Plan:
- Premium coverage with highest limits
- Trip cancellation coverage up to 100% of trip cost
- $250,000 emergency medical expense coverage
- $1,000,000 emergency medical evacuation coverage
- Optional Cancel For Any Reason (CFAR) upgrade available

Optional add-ons and features:

Cancel For Any Reason (CFAR): Available on Gold and Platinum plans, reimburses up to 75% of non-refundable trip costs
Rental Car Damage coverage: Protects against collision damage to rental vehicles
Adventure Sports coverage: Extends protection for activities like skydiving, bungee jumping, and scuba diving

AXA Assistance USA offers a comprehensive suite of travel insurance options suitable for a wide range of travelers. Their combination of extensive coverage, high policy limits, 24/7 global assistance, and the flexibility of CFAR options makes them a strong choice in the travel insurance market. Whether you're planning a family vacation, a business trip, or an adventure abroad, AXA provides the protection and support needed to travel with confidence in today's unpredictable world.

Ratings & Reviews

SquareMouth

★★★★ ☆

Rating: 4.22

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Insuremytrip

★★★★ ☆

Rating: 4.59

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TrustPilot

★★★ ☆☆

Rating: 3.9

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Policies Offered By AXA Assistance USA

Search Policies

Country

Type

Silver

Comprehensive

The AXA Assistance USA Silver plan is likely a mid-tier comprehensive travel insurance policy offering a balance of coverage and affordability. It probably provides essential protections including trip cancellation, interruption, medical expenses, and evacuation. This plan would be suitable for budget-conscious travelers who want solid coverage without the highest limits.

Gold

Comprehensive

The AXA Assistance USA Gold plan is likely a high-tier comprehensive travel insurance policy offering robust coverage across all major categories. It probably provides higher limits than the Silver plan for trip cancellation, interruption, medical expenses, and evacuation. This plan would be suitable for travelers seeking extensive protection for more expensive or complex trips.

Platinum

Comprehensive

The AXA Assistance USA Platinum plan is likely the highest-tier comprehensive travel insurance policy offered by AXA, providing maximum coverage across all categories. It probably offers the highest limits for trip cancellation, interruption, medical expenses, and evacuation. This plan would be ideal for travelers seeking the utmost protection for luxury trips or travel to remote destinations.