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HTH Travel Insurance

HTH Travel Insurance

Global Health Coverage with a Worldwide Network

Notable Features
    • Offer up to $500,000 in Emergency Medical coverage
    • Generous delay, missed connection, and personal item loss coverage
    • Received a 5-star rating by Forbes Advisor
    • An extensive global network of healthcare providers in over 190 countries
    • Direct billing arrangements with many international providers
    • Coverage for pre-existing conditions on select plans
    • Telemedicine services for remote medical consultations
    • Mobile tools for easy access to policy information and healthcare services
    • 24/7 multilingual customer support
    • Medical evacuation and repatriation benefits
    • Options for both short-term travelers and long-term expatriates
    • Trip cancellation and interruption coverage on comprehensive plans
    • Customizable coverage limits and deductibles

HTH Travel Insurance, a part of HTH Worldwide, has established itself as a reputable provider with a long history of delivering quality health coverage and travel benefits to travelers both domestically and internationally. With a focus on providing high-quality healthcare access globally, HTH has become a trusted name in the international insurance market.

What sets HTH apart is its carefully curated global network of healthcare providers. The company has partnered with reputable doctors and hospitals worldwide, ensuring that policyholders have access to quality medical care wherever they travel. This network is complemented by HTH's direct billing arrangements with many providers, which can significantly reduce out-of-pocket expenses for policyholders.

HTH offers five unique policies on Squaremouth, all featuring strong medical benefits with high coverage limits. Their product line is divided into two main categories: the comprehensive "TripProtector" policies and the health-focused "TravelGap" policies.

The "TripProtector" policies are comprehensive travel insurance plans that cover 100% of trip costs in the event of cancellations. These plans also include competitive coverage for trip interruptions, delays, missed connections, and lost luggage, in addition to robust medical coverage. This makes them an excellent choice for travelers seeking all-round protection for their trips.

For travelers primarily concerned with health coverage while overseas, HTH's "TravelGap" policies offer an affordable solution. These plans provide up to $50,000 in Emergency Medical coverage and up to $500,000 in Medical Evacuation coverage, ensuring that travelers are protected against potentially high medical costs abroad.

HTH leverages technology to enhance the customer experience. Their mobile app provides easy access to policy information, provider listings, and translation tools for medical terms and medications. The company also offers telemedicine services, allowing members to consult with doctors remotely, and providing convenient access to medical advice from anywhere in the world.

All HTH Travel Insurance policies are underwritten by Nationwide Mutual Insurance Company, one of the world's largest insurance and financial services companies. This partnership adds an extra layer of financial security and reliability to HTH's offerings.

The quality of HTH's services is reflected in their high customer satisfaction rates. Their policies are highly rated among past policyholders, with only 0.2% of their customers leaving a negative review. This impressive track record speaks to the company's commitment to customer service and the effectiveness of its insurance products.

Whether you're taking a short international trip, embarking on a long-term overseas assignment, or studying in another country, HTH Travel Insurance offers a range of options to suit different traveler needs. Their combination of comprehensive coverage, extensive provider networks, innovative technology, and strong customer satisfaction makes them a compelling choice for those seeking robust health and travel protection while abroad.

About HTH Travel Insurance Services, Benefits, and Insurance Plans

Services:

  • 24/7 multilingual customer support
  • Telemedicine consultations
  • Direct billing with international healthcare providers
  • Mobile app for easy access to policy information and healthcare services
  • Assistance with medical appointments and prescription refills

Benefits:

  • Comprehensive medical coverage for international travel
  • Medical evacuation and repatriation services
  • Coverage for pre-existing conditions (on select plans)
  • Prescription drug coverage
  • Trip cancellation and interruption (on comprehensive plans)
  • Baggage loss and delay coverage (on comprehensive plans)

Insurance Plans:

  1. TripProtector Classic:
    • Comprehensive travel insurance with health coverage
    • Trip cancellation coverage up to 100% of trip cost
    • $250,000 in emergency medical coverage
    • $1,000,000 for medical evacuation
    • Coverage for pre-existing conditions if purchased within 14 days of initial trip payment
  2. TripProtector Preferred:
    • Premium travel insurance with enhanced benefits
    • Trip cancellation coverage up to 100% of trip cost
    • $500,000 in emergency medical coverage
    • $1,000,000 for medical evacuation
    • Higher limits for baggage and travel delay
  3. Global Citizen EXP:
    • Long-term international health insurance for expatriates
    • Customizable deductibles and policy maximums
    • Worldwide coverage including or excluding the U.S.
    • Maternity coverage option
  4. Global Student:
    • International health insurance for students studying abroad
    • Meets J-1 and F-1 visa requirements
    • Coverage for studies lasting up to 364 days
    • Mental health benefits included

Optional add-ons and features:

  • Hazardous sports coverage
  • Additional coverage for high-value items
  • Cancel for Any Reason (CFAR) coverage on select plans

HTH Travel Insurance offers a range of international health and travel insurance options that cater to the diverse needs of global travelers, expatriates, and international students. Their combination of worldwide coverage, extensive provider networks, innovative technology, and comprehensive benefits makes them a strong choice for those seeking robust health protection while abroad. Whether you're taking a short international trip or living overseas for an extended period, HTH provides the global health coverage and support needed to travel with confidence.

Ratings & Reviews

SquareMouth
SquareMouth
★★★★ ☆
Rating: 4.23
Review
Insuremytrip
Insuremytrip
★★★★ ☆
Rating: 4.55
Review
TrustPilot
TrustPilot
★★★ ☆☆
Rating: 3.1
Review

Policies Offered By HTH Travel Insurance