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Berkshire Hathaway Travel Protection

Berkshire Hathaway Travel Protection

Innovative Coverage Backed by a Fortune 500 Company

Notable Features
    • Backed by Berkshire Hathaway's financial strength (A++ Superior rating from A.M. Best)
    • Innovative real-time claim payments
    • AI-powered travel intelligence for proactive assistance
    • Comprehensive coverage including trip cancellation and emergency medical
    • Unique benefits like missed connection and rental car damage coverage
    • User-friendly mobile app for policy management and claims
    • 24/7 global travel assistance
    • Customizable plans for various traveler types
    • Coverage for pre-existing conditions (when eligibility requirements are met)
    • Competitively priced plans with high coverage limits


Berkshire Hathaway Travel Protection (BHTP) has established itself as one of the leading travel insurance brands in the market. As a subsidiary of Berkshire Hathaway Specialty Insurance, part of Warren Buffett's renowned Berkshire Hathaway group, BHTP combines financial strength with innovative approaches to travel protection.

What sets BHTP apart is its revolutionary approach to the claims process. Policyholders can initiate claims quickly and easily by simply taking a photo with their mobile device. This streamlined process, coupled with faster-than-average payout times, significantly reduces the stress and inconvenience often associated with filing insurance claims.

BHTP offers a range of comprehensive policy options, each including key benefits such as Trip Cancellation, Travel Delay, and Emergency Medical coverage. These plans are designed to cater to various traveler needs, from basic coverage for budget-conscious individuals to extensive protection for luxury trips.

The financial stability of BHTP is underscored by their Superior financial rating, having earned an A++ score from AM Best. This rating provides policyholders with confidence in the company's ability to meet its financial obligations.

Customer satisfaction is a priority for BHTP, as evidenced by their generous 15-day money-back guarantee period across all policies. This feature allows customers to review their policy thoroughly and ensure it meets their needs without financial risk. The company's commitment to customer service is reflected in its high customer ratings, with past policyholders giving BHTP a favorable 4.3 out of 5 stars.

BHTP's combination of comprehensive coverage, innovative claims processing, strong financial backing, and customer-centric policies has helped them carve out a distinct and respected position in the competitive travel insurance market. Whether you're a casual vacationer or a frequent traveler, BHTP offers plans designed to provide peace of mind and protection for a wide range of travel scenarios.

BHTP stands out for its use of cutting-edge technology in travel protection. Their real-time claim payments system allows for quick processing and reimbursement, often before travelers even return home. Additionally, their AI-driven travel intelligence system proactively monitors travel conditions and alerts policyholders to potential disruptions, helping travelers avoid issues before they occur.

The company offers a range of plans designed to cater to different traveler needs, from basic coverage for budget-conscious travelers to comprehensive protection for luxury trips. Their plans include standard benefits like trip cancellation and emergency medical coverage, as well as unique features such as missed connection coverage and rental car damage protection.

BHTP's mobile app provides a user-friendly interface for managing policies, filing claims, and accessing travel assistance services. This focus on technological innovation and customer experience has helped BHTP carve out a distinct niche in the competitive travel insurance market.

About Berkshire Hathaway Travel Protection

Services:

  • 24/7 global travel assistance
  • Real-time claim payments
  • AI-powered travel intelligence and alerts
  • Mobile app for policy management and claims filing
  • Concierge services for travel arrangements

Benefits:

  • Trip cancellation and interruption coverage
  • Emergency medical and dental coverage
  • Emergency medical evacuation
  • Baggage loss and delay protection
  • Travel delay reimbursement
  • Missed connection coverage
  • Rental car damage protection
  • Accidental death and dismemberment coverage

Insurance Plans:

  1. ExactCare Value:
    • Affordable coverage for budget-conscious travelers
    • Trip cancellation coverage up to 100% of trip cost
    • $15,000 emergency medical expense coverage
    • $150,000 emergency medical evacuation coverage
  2. ExactCare:
    • Comprehensive coverage for most travelers
    • Trip cancellation coverage up to 100% of trip cost
    • $25,000 emergency medical expense coverage
    • $500,000 emergency medical evacuation coverage
    • Missed connection and travel delay benefits
  3. LuxuryCare:
    • Premium coverage for high-value trips
    • Trip cancellation coverage up to 100% of trip cost
    • $100,000 emergency medical expense coverage
    • $1,000,000 emergency medical evacuation coverage
    • Enhanced baggage and travel delay benefits
  4. AirCare:
    • Specialized coverage for flight-related issues
    • Flight delay, cancellation, and missed connection benefits
    • Lost or delayed baggage coverage
    • Tarmac delay coverage

Optional add-ons and features:

  • Cancel for Any Reason (CFAR) coverage: Available on select plans, reimburses a percentage of trip costs for cancellations for any reason
  • Rental car damage coverage: Protection against collision damage to rental vehicles
  • Adventure sports coverage: Extends protection for activities like skiing, scuba diving, and mountain climbing

Berkshire Hathaway Travel Protection offers a modern approach to travel insurance, combining comprehensive coverage with innovative technology. Their range of plans caters to various traveler needs, from budget-conscious individuals to luxury vacationers. With the backing of a Fortune 500 company and a focus on customer-centric innovations, BHTP provides travelers with both financial security and convenience, making it a strong contender in the travel insurance market. 

Ratings & Reviews

SquareMouth
SquareMouth
★★★★ ☆
Rating: 4.3
Review
Insuremytrip
Insuremytrip
★★★★ ☆
Rating: 4.64
Review

Policies Offered By Berkshire Hathaway Travel Protection