Global Health Coverage with a Worldwide Network
Notable Features
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- Offer up to $500,000 in Emergency Medical coverage
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- Generous delay, missed connection, and personal item loss coverage
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- Received a 5-star rating by Forbes Advisor
- An extensive global network of healthcare providers in over 190 countries
- Direct billing arrangements with many international providers
- Coverage for pre-existing conditions on select plans
- Telemedicine services for remote medical consultations
- Mobile tools for easy access to policy information and healthcare services
- 24/7 multilingual customer support
- Medical evacuation and repatriation benefits
- Options for both short-term travelers and long-term expatriates
- Trip cancellation and interruption coverage on comprehensive plans
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- Customizable coverage limits and deductibles
HTH Travel Insurance, a part of HTH Worldwide, has established itself as a reputable provider with a long history of delivering quality health coverage and travel benefits to travelers both domestically and internationally. With a focus on providing high-quality healthcare access globally, HTH has become a trusted name in the international insurance market.
What sets HTH apart is its carefully curated global network of healthcare providers. The company has partnered with reputable doctors and hospitals worldwide, ensuring that policyholders have access to quality medical care wherever they travel. This network is complemented by HTH's direct billing arrangements with many providers, which can significantly reduce out-of-pocket expenses for policyholders.
HTH offers five unique policies on Squaremouth, all featuring strong medical benefits with high coverage limits. Their product line is divided into two main categories: the comprehensive "TripProtector" policies and the health-focused "TravelGap" policies.
The "TripProtector" policies are comprehensive travel insurance plans that cover 100% of trip costs in the event of cancellations. These plans also include competitive coverage for trip interruptions, delays, missed connections, and lost luggage, in addition to robust medical coverage. This makes them an excellent choice for travelers seeking all-round protection for their trips.
For travelers primarily concerned with health coverage while overseas, HTH's "TravelGap" policies offer an affordable solution. These plans provide up to $50,000 in Emergency Medical coverage and up to $500,000 in Medical Evacuation coverage, ensuring that travelers are protected against potentially high medical costs abroad.
HTH leverages technology to enhance the customer experience. Their mobile app provides easy access to policy information, provider listings, and translation tools for medical terms and medications. The company also offers telemedicine services, allowing members to consult with doctors remotely, and providing convenient access to medical advice from anywhere in the world.
All HTH Travel Insurance policies are underwritten by Nationwide Mutual Insurance Company, one of the world's largest insurance and financial services companies. This partnership adds an extra layer of financial security and reliability to HTH's offerings.
The quality of HTH's services is reflected in their high customer satisfaction rates. Their policies are highly rated among past policyholders, with only 0.2% of their customers leaving a negative review. This impressive track record speaks to the company's commitment to customer service and the effectiveness of its insurance products.
Whether you're taking a short international trip, embarking on a long-term overseas assignment, or studying in another country, HTH Travel Insurance offers a range of options to suit different traveler needs. Their combination of comprehensive coverage, extensive provider networks, innovative technology, and strong customer satisfaction makes them a compelling choice for those seeking robust health and travel protection while abroad.