Aegis

Affordable Protection with Stress-Free Claims and 24/7 Assistance

Notable Features

- Recognized as the "Most Economical Travel Insurance Company" by U.S. News
- Pioneering "Stress Less Benefits" for hassle-free, expedited claims processing
- Generous 14-day money-back guarantee on all insurance plans
- Over 30 years of trusted experience in the travel insurance industry
- Comprehensive coverage options for domestic trips, international travel, and cruises
- Customizable plans with optional add-ons for personalized protection
- 24/7 global travel assistance and concierge services
- Exceptional customer satisfaction with only 0.2% negative review5
- Competitive pricing for budget-conscious travelers
- Part of the reputable K2 Insurance Group, writing over $1 billion in premiums annually

Aegis General Insurance, formerly operating as GoReady, has established itself as a cornerstone in the travel insurance market with over 30 years of dedicated service. As a key player within the K2 Insurance Group – an industry giant writing over $1 billion in premiums annually – Aegis leverages its expertise to offer a diverse range of travel insurance products. These plans are meticulously designed to meet the varied needs of modern travelers while ensuring they don't overpay for unnecessary coverage.

Currently, Aegis showcases three primary travel plan categories on Squaremouth, a leading travel insurance comparison site:

Comprehensive travel insurance plans with highly competitive coverage limits
Specialized cruise insurance plans tailored for seafaring vacationers
Unique stand alone Trip Cancellation plans for those primarily concerned with protecting their travel investment

The comprehensive plans offered by Aegis provide robust coverage for a wide array of travel concerns. These include trip cancellations and interruptions, emergency medical situations, travel delays, and lost or delayed baggage. With options offering up to 100% coverage for trip cancellations, an impressive $500,000 in Medical Evacuation coverage, and as much as $2,500 in lost luggage protection, travelers can confidently embark on their journeys.

What truly sets Aegis apart in the competitive travel insurance landscape is its groundbreaking "Stress Less Benefits" program. This innovative approach minimizes friction and simplifies the often cumbersome claims process. Unlike traditional models that require policyholders to pay out-of-pocket and then wait for reimbursement, the "Stress Less Benefits" system allows travelers to simply reach out via phone, live chat, or email when faced with an insurable event during their trip. Aegis then takes charge, coordinating and directly paying for covered services, significantly reducing traveler stress and financial burden. According to 5000+ Aegis Travel Insurance Reviews our rating calculation is 4.45/5.

About Aegis Services, Benefits, and Insurance Plans

Services:

24/7 global travel assistance and emergency support hotline
Comprehensive concierge services for dining reservations, event tickets, and travel information
Expert advice on pre-clearance programs to expedite airport security processes
Detailed assistance with visa requirements and vaccination recommendations for international destinations
Lost baggage tracking and expedited recovery services

Benefits:

Revolutionary "Stress Less Benefits" for a simplified and expedited claims process
Direct payment to service providers for many covered events, minimizing out-of-pocket expenses
Highly competitive pricing compared to other leading travel insurance providers
Flexible coverage options and customizable plans to suit various travel styles and budgets
Pre-existing condition coverage available on select plans
Coverage for adventure sports and activities with optional upgrades

Insurance Plans:

Aegis Choice (Flagship single-trip plan):
- 100% trip cancellation coverage for covered reasons
- Generous 150% trip interruption coverage
- $50,000 per person emergency medical expense coverage
- $250,000 emergency medical evacuation and repatriation coverage
- $500 lost luggage reimbursement
- $50,000 rental car damage protection
- Travel delays and missed connection benefits
Aegis VIP Plan (Premium protection):
- Enhanced coverage limits for discerning travelers
- Substantial $250,000 emergency medical coverage
- Extensive $1,000,000 emergency evacuation and repatriation coverage
- Increased $2,500 baggage loss reimbursement
- Additional benefits for trip delay and interruption
Aegis Cruise Plan:
- Specialized coverage tailored for cruise enthusiasts
- Includes unique benefits such as shipboard service disruption coverage
- Missed port of call benefits
- Expanded medical coverage for cruise-specific concerns
Standalone Trip Cancellation Plan:
- An affordable option for travelers primarily concerned with protecting their trip investment
- Focuses on trip cancellation and interruption coverage
- Ideal for budget-conscious travelers or those with separate medical coverage
Annual Travel Insurance Plans:
- Preferred Plan: Designed for casual vacationers taking multiple trips per year
- Primary Plan: Comprehensive coverage for frequent international travelers and business globetrotters

Optional add-ons available for most plans:

Increased accidental death and dismemberment (AD&D) coverage
Enhanced medical emergency coverage limits
Comprehensive pre-existing condition coverage
Expanded evacuation and repatriation coverage
Increased lost baggage compensation limits
Cancel for Any Reason (CFAR) coverage on select plans
Hazardous sports and activities coverage

Aegis Travel Insurance stands out in the market by offering a wide range of affordable and flexible insurance options designed to cater to diverse traveler needs. Their commitment to simplifying the insurance process through innovative benefits, coupled with their sterling reputation for customer support, makes Aegis a top choice for savvy travelers seeking reliable protection without overpaying. Whether you're planning a quick domestic getaway, an extended international adventure, or a luxurious cruise, Aegis has a plan to ensure your journey is protected every step of the way.

Ratings & Reviews

SquareMouth

★★★★ ☆

Rating: 4.07

Review

Insuremytrip

★★★★ ☆

Rating: 4.56

Review

Policies Offered By Aegis

Search Policies

Country

Type

Go Ready Trip Cancellation

Trip Cancellation

The Aegis Go Ready Trip Cancellation plan is a focused travel insurance policy that primarily covers trip cancellation. It's designed for travelers who are mainly concerned about protecting their trip investment in case they need to cancel before departure. This plan is likely more affordable than comprehensive plans as it doesn't include post-departure benefits like medical coverage or evacuation.

Go Ready Choice

Comprehensive

The Aegis Go Ready Choice plan is a customizable comprehensive travel insurance policy. It offers a range of coverages including trip cancellation, interruption, medical expenses, and evacuation. The plan allows travelers to tailor their coverage by selecting optional benefits, potentially making it a cost-effective choice for those who want to avoid paying for unnecessary coverage. It likely includes coverage for COVID-19 related issues, treating them like any other covered illness.

Go Ready Pandemic Plus

Comprehensive

The Aegis Go Ready Pandemic Plus plan is a comprehensive travel insurance policy specifically designed to address concerns related to pandemics, including COVID-19. It likely offers robust coverage for trip cancellation, interruption, medical expenses, and evacuation, with a particular focus on pandemic-related issues. This plan would be suitable for travelers who are especially concerned about the potential impact of a pandemic on their travel plans.