Allianz Travel Insurance
Premier Protection with Global Reach and 24/7 Concierge Services
Notable Features
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- Backed by over 100 years of global insurance experience from the Allianz Group
- Comprehensive plans with high emergency medical coverage limits
- 24/7 multilingual travel assistance and concierge services
- Award-winning TravelSmart mobile app for easy policy management and claims
- Specialized plans for business travelers and frequent flyers
- Coverage for unique items and situations, including rental car protection
- Optional add-ons for hazardous sports and terrorism coverage
- Primary medical coverage is available on select plans.
- Highly rated customer service with a 4.4/5 star rating on Trustpilot
- Serves around 55 million travelers worldwide
Allianz Travel Insurance, a product of Allianz Global Assistance, is a leading provider of travel protection plans backed by the century-old expertise of the Allianz Group. Serving approximately 55 million travelers worldwide, Allianz has established itself as a trusted name in the travel insurance industry, partnering with major travel agencies, airlines, and credit card companies.
Allianz offers a diverse range of travel insurance products designed to meet the needs of various travelers, from casual vacationers to frequent business flyers. Their plans provide comprehensive coverage for trip cancellation, trip interruption, emergency medical expenses, baggage loss, and more. Allianz stands out for its dedication to customer service and innovative technology.
The company's TravelSmart mobile app allows policyholders to manage their policies, file claims easily, and access 24/7 assistance from anywhere in the world. This focus on accessibility and user experience has led to Allianz's high customer satisfaction ratings, including a 4.4 out of 5-star rating on Trustpilot.
Allianz is particularly noted for its strong offerings for business travelers. The AllTrips Executive plan offers coverage for lost, stolen, or damaged business equipment, along with rental car insurance, making it ideal for corporate travelers.
About Allianz Travel Insurance Services, Benefits, and Insurance Plans
Services:
- 24/7 multilingual travel assistance and emergency support
- Concierge services for travel arrangements and local recommendations
- Medical care coordination and emergency medical transportation
- Assistance with lost or stolen travel documents
- TravelSmart mobile app for policy management and claims filing
Benefits:
- High limits for emergency medical coverage (up to $500,000 on some plans)
- Primary medical coverage is available on select plans.
- Generous trip cancellation and interruption coverage (up to 150% of trip cost)
- Coverage for pre-existing medical conditions (when eligibility requirements are met)
- Rental car damage protection
- Baggage loss and delay coverage
- Travel delay reimbursement
- Missed connection coverage
Insurance Plans:
- OneTrip Basic Plan:
- Affordable coverage for budget-conscious travelers
- $10,000 trip cancellation and interruption coverage
- $10,000 emergency medical coverage
- $50,000 emergency medical transportation
- OneTrip Prime Plan:
- Comprehensive coverage for most travelers
- Up to $100,000 trip cancellation and $150,000 trip interruption coverage
- $50,000 emergency medical coverage
- $500,000 emergency medical transportation
- OneTrip Premier Plan:
- Premium coverage with highest limits
- Up to $200,000 trip cancellation and $300,000 trip interruption coverage
- $75,000 emergency medical coverage
- $1,000,000 emergency medical transportation
- AllTrips Executive Plan (for business travelers):
- Annual coverage for frequent travelers
- Business equipment coverage
- $50,000 emergency medical coverage
- $250,000 emergency medical transportation
- OneTrip Emergency Medical Plan:
- Focused medical coverage for international travelers
- $50,000 emergency medical coverage
- $250,000 emergency medical transportation
- No trip cancellation or interruption benefits
Optional add-ons and features:
- Hazardous Sports Coverage: Protects against risks associated with activities like deep-sea fishing, skateboarding, and wall climbing.
- Terrorism Coverage: Up to $100,000 coverage for innocent bystanders
- Cancel Anytime: Available on premium policies, it reimburses 80% of non-refundable costs for cancellations not covered by standard plans.
- Rental Car Protector: Up to $50,000 in collision, loss, and damage coverage for rental vehicles
- Required to Work Coverage: Included in some plans, covers trip cancellation or interruption due to work emergencies.
Adventure Seeker Package: Includes hazardous sports coverage for adrenaline junkies looking to participate in extreme activities during their travels. The Cancel Anytime feature ensures flexibility and peace of mind for travelers with unpredictable schedules. Optional add-ons and features like Hazardous Sports Coverage and Terrorism Coverage provide additional protection for specific risks. Rental Car Protector and Required to Work Coverage can also be beneficial in ensuring comprehensive coverage for various situations that may arise during your trip.
Identity Theft Protection: Safeguards against unauthorized use of personal information during travel. This added layer of protection can give travelers peace of mind knowing that their identity is secure while they are away from home. With Identity Theft Protection, travelers can enjoy their adventures without worrying about the potential risks of identity theft. This feature, along with the other optional add-ons available, allows travelers to customize their insurance coverage to fit their specific needs and concerns. Whether participating in extreme activities or simply exploring a new destination, having comprehensive coverage can make all the difference in ensuring a worry-free and enjoyable trip.
Pet Injury Coverage: Provides reimbursement for veterinary expenses if a pet is injured during the trip. This additional coverage is perfect for pet owners who like to bring their furry friends along on their travels. With Pet Injury Coverage, travelers can have peace of mind knowing that their beloved pets are protected in case of an accident. This feature adds an extra layer of security for animal lovers who want to make sure their pets are well taken care of while on vacation. Whether hiking in the mountains or lounging on the beach, travelers can relax and focus on making memories with their pets by their side.
Allianz Travel Insurance offers a robust suite of travel protection options suitable for a wide range of travelers. Their combination of comprehensive coverage, high policy limits, innovative technology, and excellent customer service makes them a top choice in the travel insurance market. Whether you're a casual vacationer, a business traveler, or a globetrotter, Allianz offers the flexibility and reliability required for confident travel in an unpredictable world.
Statistics
Factual sentences referenced across top search results:
- Along with 24-hour assistance and concierge services, it offers a mobile app and various ways to file a claim, according to our research. (marketwatch.com)
- According to our survey of 1,000 people who have purchased travel insurance, 16% went with Allianz. (marketwatch.com)
- Of those customers, 93% said travel insurance is worth the cost, with most citing peace of mind or financial protection as the reason. (marketwatch.com)
- Seven Corners' Trip Protection Choice plan is almost 33% cheaper than the Allianz OneTrip Premier plan, and it offers $500,000 in medical expense coverage versus Allianz's $75,000. (marketwatch.com)
- Average cost $349 $263 Trip cancellation 100% 100% Trip interruption 150% 150% Medical expense $75,000 per person $500,000 (marketwatch.com)
- Generali also provides 175% trip interruption coverage versus Allianz's 150%. (marketwatch.com)
- Allianz OneTrip Premier Generali Premium Average cost $349 $322 Trip cancellation 100% 100% Trip interruption (marketwatch.com)
- 150% 175% Medical expense $75,000 per person $250,000 per person Emergency evacuation and repatriation of remains $1 million $1 million per person (marketwatch.com)
- coverage reimburses 80% of non-refundable costs if you cancel your trip for reasons your standard plan may not cover. (marketwatch.com)