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Genki Insurance

Global Health Freedom for Modern Explorers

Genki Insurance

Premium Healthcare Protection for Digital Nomads & Long-Term Travelers

Notable Features
    • Worldwide coverage with the flexible subscription model
    • Direct hospital billing system
    • 24/7 emergency assistance
    • COVID-19 coverage included
    • Sports injuries protection
    • Mental health emergency coverage
    • Telemedicine services
    • Electronic claims processing
    • Coverage for up to 2 years (Explorer) or indefinite (Native)

Genki Insurance represents a modern approach to global health insurance, specifically designed for the evolving needs of digital nomads and long-term travelers. Founded in Germany, the company operates through a sophisticated network of partnerships, including Allianz Partners, Squarelife Insurance AG, and DR-WALTER GmbH.

The provider stands out through its two-tiered product strategy:

  • Genki Explorer: Focused on travel health insurance for extended trips
  • Genki Native: Comprehensive health coverage for permanent global citizens

What sets Genki apart is its digital-first approach combined with traditional insurance stability. The company leverages partnerships with established insurers while delivering modern convenience through:

  • Digital subscription management
  • Automated monthly payments
  • Online policy administration
  • Electronic claims processing
  • Global provider network

Operating through Genki UG (Germany), the company maintains high service standards with local support in multiple countries. Their partnership with MCI Assist ensures 24/7 emergency assistance and worldwide hospital direct billing.

Services and Benefits:

Explorer Plan:

  • Medical necessity coverage worldwide
  • Emergency medical evacuation
  • Direct hospital billing
  • Sport injury coverage
  • COVID-19 treatment
  • Mental health emergency care
  • 24/7 assistance
  • Coverage up to 2 years

Native Plan: Basic:

  • Global medical coverage
  • Telemedicine services
  • Hospital emergency coverage
  • Medical transport
  • €1 million annual limit

Premium Additions:

  • Preventive care
  • Dental coverage
  • Vision benefits
  • Mental health care
  • Maternity coverage
  • Alternative medicine
  • Private room coverage

Unique Benefits:

  • Monthly subscription model
  • Flexible payment options
  • Worldwide coverage
  • Digital policy management
  • Direct provider payments
  • No pre-authorization for most treatments

Ratings & Reviews

TrustPilot
TrustPilot
★★★★ ☆
Rating: 4.4
Review

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