Genki Insurance
Global Health Freedom for Modern Explorers
Premium Healthcare Protection for Digital Nomads & Long-Term Travelers
Notable Features
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- Worldwide coverage with the flexible subscription model
- Direct hospital billing system
- 24/7 emergency assistance
- COVID-19 coverage included
- Sports injuries protection
- Mental health emergency coverage
- Telemedicine services
- Electronic claims processing
- Coverage for up to 2 years (Explorer) or indefinite (Native)
Genki Insurance represents a modern approach to global health insurance, specifically designed for the evolving needs of digital nomads and long-term travelers. Founded in Germany, the company operates through a sophisticated network of partnerships, including Allianz Partners, Squarelife Insurance AG, and DR-WALTER GmbH.
The provider stands out through its two-tiered product strategy:
- Genki Explorer: Focused on travel health insurance for extended trips
- Genki Native: Comprehensive health coverage for permanent global citizens
What sets Genki apart is its digital-first approach combined with traditional insurance stability. The company leverages partnerships with established insurers while delivering modern convenience through:
- Digital subscription management
- Automated monthly payments
- Online policy administration
- Electronic claims processing
- Global provider network
Operating through Genki UG (Germany), the company maintains high service standards with local support in multiple countries. Their partnership with MCI Assist ensures 24/7 emergency assistance and worldwide hospital direct billing.
Services and Benefits:
Explorer Plan:
- Medical necessity coverage worldwide
- Emergency medical evacuation
- Direct hospital billing
- Sport injury coverage
- COVID-19 treatment
- Mental health emergency care
- 24/7 assistance
- Coverage up to 2 years
Native Plan: Basic:
- Global medical coverage
- Telemedicine services
- Hospital emergency coverage
- Medical transport
- €1 million annual limit
Premium Additions:
- Preventive care
- Dental coverage
- Vision benefits
- Mental health care
- Maternity coverage
- Alternative medicine
- Private room coverage
Unique Benefits:
- Monthly subscription model
- Flexible payment options
- Worldwide coverage
- Digital policy management
- Direct provider payments
- No pre-authorization for most treatments