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Nationwide Mutual Insurance Company

Cruise Luxury

Comprehensive coverage for your travel needs

Policy Details

Type

Cruise-Specific

Average Cost

0.0 USD

Market Countries

Policy Description

The Nationwide Mutual Insurance Company Cruise Luxury plan is likely the highest-tier cruise-specific travel insurance policy, offering the most comprehensive coverage for cruise vacations. It probably provides the highest benefit limits and the most extensive cruise-related benefits, making it suitable for travelers seeking maximum protection for luxury or extended cruise trips.

Company Details
Company Name

Nationwide Mutual Insurance Company

About

Nationwide offers robust travel insurance plans backed by the strength of one of America's largest insurance and financial services companies. With a range of plans from essential to luxury coverage, Nationwide caters to diverse traveler needs. Their policies feature generous medical coverage, substantial trip cancellation and interruption benefits, and unique perks like pet care coverage. Enjoy peace of mind with 24/7 worldwide assistance and optional Cancel For Any Reason (CFAR) coverage. Whether you're planning a quick getaway or a luxury cruise, Nationwide is on your side with reliable protection for your journey.

Sports Coverage
Sports Activities Coverage:

Covered, Limitations apply

Sports Fees:

Included in Cancellation & Interruption

Cancellation Coverage
Cancel For Any Reason:

Optional coverage, This benefit is separate from Trip Cancellation

Trip Cancellation:

100% of the trip cost

Trip Interruption:

150% of the trip cost

Financial Default:

Covered after 14 day wait if purchased within 14 days of trip deposit

Terrorism During Trip:

Covered for foreign and domestic

Cancel For Work Reasons:

Included in Trip Cancellation and Trip Interruption

Interrupt For Any Reason:

$1,000 per person if purchased within 14 days of trip deposit, Covered 48 hours after departure

Hurricane & Weather:

Common carrier delay for 24 hours, Accommodation made uninhabitable, Must be purchased before storm is named

Cancel For Covid Sickness:

Included in Trip Cancellation & Interruption

Employment Layoff:

Covered, If employed for 3 continuous years

Cancel For Medical Reasons:

Included in Trip Cancellation and Trip Interruption

Medical Evacuation Coverage
Medical Evacuation Repatriation:

$1,000,000 per person

Non Medical Evacuation:

$25,000 per person

Loss or Delay Coverage
Travel Delay:

$1,000 per person, $200 daily limit, Covered after 6 hour delay

Baggage Loss:

$2,500 per person, $500 per item, $1,000 specific items limit

Baggage Delay:

$1,000 per person, Covered after 6 hour delay

Missed Connection:

$2,500 per person, Covered after 3 hour delay, Cruise and tour only

Personal Items Loss:

$2,500 per person, $500 per item, $1,000 specific items limit

Accidental Death Coverage
24-Hr Full Coverage:

$25,000 per person

Medical Coverage
Medical Coverage for Covid-19:

Included in Emergency Medical

Emergency Medical:

$250,000 per person, Secondary coverage

Pre-existing Condition Coverage:

Covered if purchased within 14 days of trip deposit

Other Additional Benefits Coverage
Money Back Guarantee:

Free look up to 10 days after purchase

24-Hr Assistance Services:

24 hour assistance provided