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USI Affinity Travel Insurance Services

Ruby

Comprehensive coverage for your travel needs

Policy Details

Type

Comprehensive

Average Cost

0.0 USD

Market Countries

Policy Description

The USI Affinity Travel Insurance Services Ruby plan is likely a mid-tier comprehensive travel insurance policy offering a balance between coverage and affordability. It probably provides moderate benefit limits for trip cancellation, interruption, medical expenses, and evacuation, making it suitable for a wide range of travelers taking standard vacations or business trips.

Company Details
Company Name

USI Affinity Travel Insurance Services

About

USI Affinity Travel Insurance Services offers comprehensive travel insurance plans designed to meet the diverse needs of travelers. With a range of customizable options, USI Affinity provides robust coverage including trip cancellation, emergency medical, and evacuation benefits. Their plans feature unique perks like coverage for financial default and employment layoff. Backed by strong underwriters and offering 24/7 worldwide assistance, USI Affinity ensures you're well-protected whether you're traveling domestically or internationally. Their user-friendly online platform and excellent customer service make securing the right coverage a breeze.

Sports Coverage
Sports Activities Coverage:

Covered, Limitations apply

Sports Fees:

Included in Cancellation & Interruption

Cancellation Coverage
Cancel For Any Reason:

Optional coverage, This benefit is separate from Trip Cancellation

Trip Cancellation:

100% of the trip cost

Trip Interruption:

150% of the trip cost

Financial Default:

Covered after 14 day wait if purchased within 14 days of trip deposit

Terrorism During Trip:

Covered for foreign and domestic

Hurricane & Weather:

Common carrier delay for 48 hours, Mandatory evacuation conditionally covered, Accommodation made uninhabitable, Must be purchased before storm is named

Cancel For Covid Sickness:

Included in Trip Cancellation & Interruption

Employment Layoff:

Covered, If employed for 3 continuous years

Cancel For Medical Reasons:

Included in Trip Cancellation and Trip Interruption

Medical Evacuation Coverage
Medical Evacuation Repatriation:

$500,000 per person

Loss or Delay Coverage
Travel Delay:

$1,000 per person, $150 daily limit, Covered after 6 hour delay

Baggage Loss:

$1,000 per person, $250 per item, $500 specific items limit

Baggage Delay:

$300 per person, $300 daily limit, Covered after 12 hour delay

Missed Connection:

$750 per person, Covered after 3 hour delay, Cruise and tour only

Personal Items Loss:

$1,000 per person, $250 per item, $500 specific items limit

Extension of Coverage:

Coverage can extend up to 7 days, Coverage for medical quarantine included

Accidental Death Coverage
24-Hr Full Coverage:

$15,000 per person

Medical Coverage
Medical Coverage for Covid-19:

Included in Emergency Medical

Emergency Medical:

$250,000 per person, Primary coverage

Pre-existing Condition Coverage:

Covered if purchased within 14 days of trip deposit

Other Additional Benefits Coverage
Money Back Guarantee:

Free look up to 14 days after purchase

24-Hr Assistance Services:

24 hour assistance provided