Comprehensive Global Coverage for Every Journey
Notable Features
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- All plans hold an AM Best's Rating of A (Excellent)
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- Extremely generous Money Back Guarantee period
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- Almost all plans include $1,000,000 in Medical
- Over 25 years of experience in travel insurance
- Customizable plans with optional upgrades
- Immediate proof of coverage via email
- 24/7 multilingual travel assistance services
- Coverage for trip cancellation, interruption, and delay
- Emergency medical and evacuation coverage
- Lost, stolen, or damaged luggage protection
- Optional Cancel for Any Reason (CFAR) coverage
- Plans suitable for domestic and international travel
- Backed by the financial strength of Tokio Marine HCC
WorldTrips, established in 1998 and now a part of the Tokio Marine HCC group of companies, has grown into a full-service organization offering a comprehensive portfolio of travel medical and trip protection insurance products. The company caters to the insurance needs of travelers worldwide, serving customers in over 130 countries.
WorldTrips stands out for its innovative approach to insurance provision. They were among the first to make insurance products and services available via the internet, allowing customers to review coverage options, obtain quotes, purchase insurance, and receive their insurance documents electronically, 24 hours a day.
The company offers a range of travel insurance plans under the Atlas Journey brand, including Escape, Explore, and Elevate. These plans are designed to cater to different traveler needs and budgets, from the cost-conscious to those seeking premium coverage.
One of WorldTrips' standout features is the customizability of their plans. Travelers can enhance their coverage with optional upgrades such as Cancel for Any Reason (CFAR), Interrupt for Any Reason (IFAR), adventure sports coverage, rental car damage and theft protection, increased medical evacuation limits, and even pet care coverage.
WorldTrips distinguishes itself with its commitment to customer service. Their team of customer service specialists is available 24/7 to respond to travelers' emergencies, regardless of time zone, language, or culture. This dedication to service is complemented by their efficient electronic delivery of policies, providing immediate proof of coverage upon purchase.
The company's travel medical insurance products cater to a wide range of markets, including U.S. citizens traveling abroad, non-U.S. citizens traveling to the U.S. or other countries, frequent international travelers, student groups, mission groups, international students, and more.
As part of the Tokio Marine HCC group, WorldTrips operates with the mission "To Be a Good Company," balancing organizational strength with individual compassion. This ethos is reflected in their involvement in various community projects and their commitment to corporate social responsibility.