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WorldTrips | Tokio Marine HCC

WorldTrips | Tokio Marine HCC

Comprehensive Global Coverage for Every Journey

Notable Features
    • All plans hold an AM Best's Rating of A (Excellent)
    • Extremely generous Money Back Guarantee period
    • Almost all plans include $1,000,000 in Medical
    • Over 25 years of experience in travel insurance
    • Customizable plans with optional upgrades
    • Immediate proof of coverage via email
    • 24/7 multilingual travel assistance services
    • Coverage for trip cancellation, interruption, and delay
    • Emergency medical and evacuation coverage
    • Lost, stolen, or damaged luggage protection
    • Optional Cancel for Any Reason (CFAR) coverage
    • Plans suitable for domestic and international travel
    • Backed by the financial strength of Tokio Marine HCC

WorldTrips, established in 1998 and now a part of the Tokio Marine HCC group of companies, has grown into a full-service organization offering a comprehensive portfolio of travel medical and trip protection insurance products. The company caters to the insurance needs of travelers worldwide, serving customers in over 130 countries.

WorldTrips stands out for its innovative approach to insurance provision. They were among the first to make insurance products and services available via the internet, allowing customers to review coverage options, obtain quotes, purchase insurance, and receive their insurance documents electronically, 24 hours a day.

The company offers a range of travel insurance plans under the Atlas Journey brand, including Escape, Explore, and Elevate. These plans are designed to cater to different traveler needs and budgets, from the cost-conscious to those seeking premium coverage.

One of WorldTrips' standout features is the customizability of their plans. Travelers can enhance their coverage with optional upgrades such as Cancel for Any Reason (CFAR), Interrupt for Any Reason (IFAR), adventure sports coverage, rental car damage and theft protection, increased medical evacuation limits, and even pet care coverage.

WorldTrips distinguishes itself with its commitment to customer service. Their team of customer service specialists is available 24/7 to respond to travelers' emergencies, regardless of time zone, language, or culture. This dedication to service is complemented by their efficient electronic delivery of policies, providing immediate proof of coverage upon purchase.

The company's travel medical insurance products cater to a wide range of markets, including U.S. citizens traveling abroad, non-U.S. citizens traveling to the U.S. or other countries, frequent international travelers, student groups, mission groups, international students, and more.

As part of the Tokio Marine HCC group, WorldTrips operates with the mission "To Be a Good Company," balancing organizational strength with individual compassion. This ethos is reflected in their involvement in various community projects and their commitment to corporate social responsibility.

About WorldTrips Services, Benefits, and Insurance Plans

Services:

  • 24/7 multilingual travel assistance
  • Immediate electronic policy delivery
  • Online policy management and claims submission
  • Emergency medical evacuation coordination
  • Concierge and travel assistance services

Benefits:

  • Trip cancellation and interruption coverage
  • Emergency medical and dental coverage
  • Emergency medical evacuation and repatriation
  • Baggage loss, damage, and delay protection
  • Travel delay reimbursement
  • Optional Cancel for Any Reason and Interrupt for Any Reason coverage

Insurance Plans:

  1. Atlas Journey Escape:
    • Budget-friendly option with lower coverage limits
    • Trip cancellation up to 100% of trip cost (max $10,000)
    • Trip interruption up to 125% of trip cost
    • Baggage damage or loss up to $250 per article ($750 max)
    • Medical evacuation & repatriation up to $250,000
  2. Atlas Journey Explore:
    • Comprehensive coverage for most travelers
    • Higher coverage limits than Escape
    • Optional Cancel for Any Reason upgrade available
  3. Atlas Journey Elevate:
    • Premium coverage with highest limits
    • Includes all benefits of Explore with increased coverage amounts
    • Most upgrade options available

Optional add-ons and features:

  • Cancel for Any Reason (CFAR): 50% or 75% reimbursement options
  • Interrupt for Any Reason (IFAR)
  • Adventure sports coverage
  • Rental car damage and theft protection
  • Increased medical evacuation limits
  • Pet care coverage

WorldTrips | Tokio Marine HCC offers a comprehensive range of travel insurance options suitable for various types of travelers and trip styles. Their combination of customizable plans, immediate coverage, strong customer service, and the backing of a major insurance group makes them a compelling choice in the travel insurance market. Whether you're planning a domestic trip or an international adventure, WorldTrips provides the protection and support needed to travel with confidence.Assistance services for WorldTrips comprehensive and medical plans are available 24 hours a day, seven days a week. WorldTrips is committed to "Coverage Around the World". Whenever you travel, you'll have someone in your corner.

Ratings & Reviews

SquareMouth
SquareMouth
★★★★ ☆
Rating: 4.25
Review
Insuremytrip
Insuremytrip
★★★★ ☆
Rating: 4.55
Review
TrustPilot
TrustPilot
★★★★ ☆
Rating: 4.4
Review

Policies Offered By WorldTrips | Tokio Marine HCC