Detour Insurance - Specialized Coverage for Every Journey - From Weekend Warriors to Extreme Explorers
Notable Features
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- Plans built specifically for adventure and sports travel
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- Offers up to $1,000,000 in Medical Evacuation coverage
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- Provides extensive Travel Delay protection, up to $2,000
- Primary medical coverage up to $100,000
- Emergency evacuation coverage up to $1,000,000
- Search and rescue benefits up to $10,000
- Comprehensive extreme sports coverage
- Sports equipment rental coverage up to $5,000
- Non-medical evacuation up to $100,000
- Trip cancellation/interruption coverage
- Coverage for hazardous activities like skiing and scuba diving
- 24/7 global assistance services
Detour Insurance stands as a unique force in the travel insurance industry, distinguished by its foundation story - created by adventurers, for adventurers. This authentic connection to the adventure travel community shapes their entire approach to travel protection, making them distinctly qualified to understand and address the real needs of active travelers.
Company Foundation & Philosophy:
- It was founded by active adventurers who understand experiential travel firsthand
- Designed specifically for travelers venturing more than 100 miles from home
- Backed by Nationwide Mutual Insurance Company with an A+ AM Best rating
- Guided by the motto "When travel gives you a Detour, take it"
Signature Plans:
- @the edge
- @the edge plus
Both plans are crafted to provide comprehensive coverage for active travelers with varying adventure intensity levels.
Target Audience Spectrum:
- Casual travelers seeking basic protection
- Weekend warriors and outdoor enthusiasts
- Extreme sport participants and adrenaline seekers
- International adventure travelers
- Extended expedition participants
- Sports and activity-focused vacationers
Distinguished Coverage Features:
- High-limit emergency medical coverage ($100,000 primary coverage)
- Extensive medical evacuation benefits ($1,000,000)
- Comprehensive search and rescue coverage ($10,000)
- Sports equipment protection
- Extensive activity coverage from casual to extreme sports
- Trip cancellation and interruption protection
- Coverage for both domestic and international adventures
Unique Market Position:
- One of few providers offering dedicated search and rescue benefits
- Comprehensive understanding of adventure travel risks
- Enhanced coverage for sports equipment and technical gear
- Higher-than-industry-standard coverage limits for adventure activities
- Versatile plans accommodating various adventure intensity levels
Support and Services:
- 24/7 global emergency assistance
- Non-insurance travel assistance services
- Expert guidance for adventure-specific claims
- Direct provider payments when possible
- Multilingual support worldwide
Protection Philosophy:
Detour Insurance's approach centers on:
- Safeguarding travelers' health and well-being
- Protecting prepaid trip expenses
- Securing gear and personal belongings
- Understanding both rewards and risks of experiential travel
- Providing confidence for adventurous exploration
Financial Security:
- Underwritten by Nationwide Mutual Insurance Company
- A+ AM Best rating demonstrating strong financial stability
- Proven track record of claim payments
- Competitive pricing for comprehensive coverage
Why Choose Detour:
- Created by Real Adventurers: Founded by people who live the lifestyle they insure
- Comprehensive Protection: High coverage limits for adventure-specific needs
- Financial Stability: Backed by a major insurance carrier with top ratings
- Versatile Options: Plans ranging from basic to extreme sport coverage
- Specialized Expertise: Deep understanding of adventure travel risks and requirements
