Skip to Content


Detour Insurance

Detour @the Edge Adventure Travel Insurance for Active Holidays

Comprehensive coverage for your travel needs

Policy Details

Type

Comprehensive

Average Cost

88.7 USD

Market Countries

Policy Description

The Detour Insurance @the edge plan is likely a comprehensive travel insurance policy designed for adventurous travelers. It probably offers robust coverage for trip cancellation, interruption, medical expenses, and evacuation, with additional benefits tailored to adventure activities and extreme sports.

Company Details
Company Name

Detour Insurance

About

Detour Insurance specializes in adventure travel coverage with superior benefits including extreme sports protection. Their signature '@the edge' plan offers comprehensive coverage up to $100,000 in primary medical coverage and $1,000,000 in evacuation benefits, making it ideal for thrill-seekers and adventure travelers. With features like search and rescue coverage up to $10,000 and sports equipment protection, Detour ensures you can explore with confidence

Sports Coverage
Sports Activities Coverage:

Covered, Limitations apply

Sports Fees:

Included in Cancellation & Interruption

Sports Equipment Delay:

$5,000 per person

Search & Rescue:

$10,000 per person

Extreme Sports:

Included

Adventure Sports:

Included

Cancellation Coverage
Trip Cancellation:

100% of the trip cost

Trip Interruption:

100% of the trip cost

Financial Default:

Covered after 14 day wait

Terrorism During Trip:

Covered for foreign and domestic

Cancel For Work Reasons:

Included in Trip Cancellation and Trip Interruption

Hurricane & Weather:

Common carrier delay for 24 hours, Accommodation made uninhabitable, Must be purchased before storm is named

Cancel For Covid Sickness:

Included in Trip Cancellation & Interruption

Cancel For Medical Reasons:

Included in Trip Cancellation and Trip Interruption

Medical Evacuation Coverage
Medical Evacuation Repatriation:

$1,000,000 per person

Non Medical Evacuation:

$100,000 per person

Loss or Delay Coverage
Travel Delay:

$2,000 per person, $200 daily limit, Covered after 12 hour delay

Baggage Loss:

$3,000 per person, $300 per item, $500 specific items limit

Baggage Delay:

$750 per person, Covered after 12 hour delay

Personal Items Loss:

$3,000 per person, $300 per item, $500 specific items limit

Extension of Coverage:

Coverage can extend up to 5 days, Coverage for medical quarantine included

Sports Equipment Loss:

Included in Baggage & Personal Items Loss

Accidental Death Coverage
24-Hr Full Coverage:

$50,000 per person

Medical Coverage
Medical Coverage for Covid-19:

Included in Emergency Medical

Emergency Medical:

$100,000 per person, Primary coverage

Pre-existing Condition Coverage:

No coverage, Pre-existing look-back period 60 days

Other Additional Benefits Coverage
Money Back Guarantee:

Free look up to 10 days after purchase

24-Hr Assistance Services:

24 hour assistance provided

When pursuing adrenaline-fueled experiences, having the right adventure sports travel insurance isn't just a precaution—it's an essential part of your gear. Detour's @the edge plan stands out as the best adventure travel insurance solution, specifically engineered for those who push limits and seek extraordinary experiences. With unparalleled coverage of up to $1,000,000 for emergency evacuation and $100,000 in primary medical coverage, this comprehensive plan caters to everything from winter sports adventures to intense outdoor activities. What truly sets @the edge apart is its extensive coverage for extreme sports, including activities that many standard policies explicitly exclude, such as high-altitude mountaineering, technical rock climbing, and advanced scuba diving. Unlike traditional insurers who shy away from risk, Detour embraces the adventurous spirit, providing robust sports travel insurance with a crucial $10,000 search and rescue benefit—a feature valued by backcountry explorers and expedition participants.

The @the edge plan goes beyond mere extreme sports travel insurance by offering a holistic approach to adventure protection. Whether you're embarking on a G Adventures travel insurance eligible tour or planning your independent expedition, the plan provides comprehensive coverage for equipment rental, trip interruption, and even natural disaster protection. This attention to detail extends to winter sports travel insurance coverage, encompassing everything from ski equipment theft to avalanche rescue services. The plan's flexibility allows for spontaneous adventure decisions while maintaining continuous protection through its 24/7 global emergency assistance network. What makes this adventure sports travel insurance truly exceptional is its primary coverage status—meaning no deductibles and no need to file with your personal insurance first. This streamlined approach ensures that when you're focused on conquering that challenging peak or diving into unexplored waters, your only concern is the adventure ahead, not the paperwork that might follow. With Detour's @the edge plan, you're not just buying insurance; you're investing in the freedom to pursue your passions with complete peace of mind.