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IMG

Patriot America Lite

Comprehensive coverage for your travel needs

Policy Details

Type

Travel Medical

Average Cost

0.0 USD

Market Countries

Policy Description

The IMG Patriot America Lite plan is likely a basic travel medical insurance policy designed for non-U.S. citizens traveling to the United States on a budget. It probably offers essential medical coverage at lower limits compared to the Plus and Platinum plans, making it suitable for travelers who need basic protection during short visits to the U.S.

Company Details
Company Name

IMG

About

International Medical Group (IMG) offers a wide range of travel and health insurance plans designed to meet the needs of various travelers, from short-term vacationers to long-term expatriates. With over 30 years of experience, IMG provides robust medical coverage, trip protection, and 24/7 emergency services worldwide. Their plans feature high medical limits, coverage for adventure sports, and flexible options for individuals, families, and groups. Whether you're planning a quick getaway or a long-term international stay, IMG has a plan to keep you protected wherever your journey takes you.

Sports Coverage
Sports Activities Coverage:

Covered, Limitations apply

Cancellation Coverage
Trip Cancellation:

No coverage

Trip Interruption:

$10,000 per person, Return transportation only

Hurricane & Weather:

Accommodation made uninhabitable, Must be purchased before storm is named

Medical Evacuation Coverage
Medical Evacuation Repatriation:

$1,000,000 policy limit

Non Medical Evacuation:

$25,000 policy limit

Loss or Delay Coverage
Baggage Loss:

$500 per occurrence, $50 per item, Checked luggage only

Personal Items Loss:

$500 per occurrence, $50 per item, Checked luggage only

Accidental Death Coverage
24-Hr Full Coverage:

$50,000 policy limit

Common Carrier:

$100,000 per adult, $25,000 per child, $250,000 policy limit

Medical Coverage
Medical Coverage for Covid-19:

Included in Emergency Medical

Emergency Medical:

$50,000 policy limit, Secondary coverage

Pre-existing Condition Coverage:

No coverage, Pre-existing look-back period 3 years

Medical Deductibles:

$250 per person

Co-Insurance:

Plan pays 100% in PPO network, Plan pays 80% outside PPO network

Home Country Coverage:

14 days

Other Additional Benefits Coverage
Money Back Guarantee:

Free look up to 3 days after purchase

Identity Theft:

$500 per person

Renewable Policy:

Renewable up to 24 months

24-Hr Assistance Services:

24 hour assistance provided