Comprehensive Global Coverage for Every Type of Traveler
Notable Features
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- Over 30 years of experience in international insurance
- Wide range of plans for different traveler types (short-term, long-term, students, groups)
- High medical coverage limits (up to $8,000,000 on some plans)
- Coverage available for adventure sports and activities
- 24/7 multilingual emergency assistance
- Options for coverage of pre-existing conditions
- Trip cancellation and interruption benefits on travel insurance plans
- Telemedicine services available
- Evacuation and repatriation benefits
- Customizable coverage with various optional riders
International Medical Group (IMG) has been a leader in the global insurance market for over three decades, offering a diverse portfolio of insurance products designed to meet the needs of travelers, expatriates, and organizations operating on an international scale.
International Medical Group (IMG) has been a leader in the global insurance market since 1990, offering a diverse portfolio of insurance products designed to meet the needs of travelers, expatriates, and organizations operating on an international scale. IMG's mission is to provide Global Peace of Mind® for those living, traveling, or working away from home.
IMG stands out for its comprehensive range of plans that cater to various traveler profiles. With over 60 insurance plans available, IMG offers solutions for short-term travelers, long-term expatriates, students, missionaries, marine crews, and more. This diverse product lineup ensures that nearly anyone traveling internationally can find a plan that suits their needs.
One of IMG's key strengths is its global presence and robust support network. Headquartered in the United States with call centers in the U.S. and U.K., IMG serves customers in more than 190 countries. Their international and U.S. provider networks include over one million physicians and facilities worldwide, ensuring access to quality care wherever their members travel.
IMG leverages advanced technology to enhance customer experience. Their innovative MyIMG online portal and mobile app allow users to manage their accounts, submit claims, and search for providers 24/7. Additionally, IMG offers telemedicine options, enabling policyholders to consult with doctors remotely.
A crucial aspect of IMG's service is its 24/7 multilingual emergency assistance. With in-house staff speaking 18 languages, IMG is equipped to handle emergencies in multiple time zones, languages, and currencies. This global support network is vital for providing peace of mind to travelers and expatriates, even in remote and hazardous locations.
IMG's financial strength is bolstered by its ownership by SiriusPoint, a multi-billion-dollar insurance industry leader rated "A-" by A.M. Best. This backing provides IMG with the financial stability and resources to serve a diverse clientele, from Fortune 500 companies and universities to individuals and other insurance companies.IMG stands out for its comprehensive range of plans that cater to various traveler profiles. From short-term travel insurance for vacationers to long-term global medical insurance for expatriates, and specialized plans for maritime groups or missionaries, IMG has developed products to address the unique needs of different international travelers.
One of IMG's key strengths is the high medical coverage limits offered on many of their plans. Some policies provide up to $8,000,000 in lifetime maximum coverage, offering robust protection against potentially astronomical medical costs abroad. This is particularly valuable for long-term international residents or those traveling to areas with high healthcare costs.
IMG also recognizes the diverse nature of international travel and offers coverage for adventure sports and activities on many of their plans. This can include protection for activities like scuba diving, skiing, and mountain climbing, which are often excluded from standard travel insurance policies.
The company leverages technology to enhance customer experience and provide crucial services. Their telemedicine options allow policyholders to consult with doctors remotely, which can be invaluable when traveling in areas with limited healthcare access. Additionally, IMG's mobile app enables easy access to policy information, claims submission, and provider locators.
IMG's plans are backed by 24/7 multilingual emergency assistance, ensuring that help is always available, regardless of time zones or language barriers. This global support network is crucial for providing peace of mind to travelers and expatriates alike.