Patriot America Plus

Comprehensive coverage for your travel needs

Policy Details

Type

Travel Medical

Average Cost

0.0 USD

Market Countries

Policy Description

The IMG Patriot America Plus plan is likely a comprehensive travel medical insurance policy designed for non-U.S. citizens traveling to the United States. It probably focuses on providing robust medical coverage and evacuation benefits, rather than trip cancellation or interruption coverage. This plan would be suitable for international visitors to the U.S. who primarily need health insurance during their stay.

Company Details

Company Name

IMG

About

International Medical Group (IMG) offers a wide range of travel and health insurance plans designed to meet the needs of various travelers, from short-term vacationers to long-term expatriates. With over 30 years of experience, IMG provides robust medical coverage, trip protection, and 24/7 emergency services worldwide. Their plans feature high medical limits, coverage for adventure sports, and flexible options for individuals, families, and groups. Whether you're planning a quick getaway or a long-term international stay, IMG has a plan to keep you protected wherever your journey takes you.

Sports Coverage

Sports Activities Coverage:

Covered, Limitations apply

Cancellation Coverage

Trip Cancellation:

No coverage

Trip Interruption:

$10,000 policy limit

Hurricane & Weather:

Accommodation made uninhabitable, Must be purchased before storm is named

Cancel For Medical Reasons:

Included in Trip Interruption

Medical Evacuation Coverage

Medical Evacuation Repatriation:

$1,000,000 policy limit, Pre-Existing Condition limit $25,000 per policy

Non Medical Evacuation:

$25,000 policy limit

Loss or Delay Coverage

Baggage Loss:

$500 per occurrence, $50 per item, Checked luggage only

Personal Items Loss:

$500 per occurrence, $50 per item, Checked luggage only

Accidental Death Coverage

24-Hr Full Coverage:

$50,000 policy limit

Common Carrier:

$100,000 per adult, $25,000 per child, $250,000 policy limit

Medical Coverage

Medical Coverage for Covid-19:

Included in Emergency Medical

Emergency Medical:

$50,000 policy limit, Secondary coverage

Pre-existing Condition Coverage:

Covered for Acute Onset of Pre-Existing Conditions

Medical Deductibles:

$250 per person

Co-Insurance:

Plan pays 100% in PPO network, Plan pays 80% outside PPO network

Home Country Coverage:

14 days

Other Additional Benefits Coverage

Money Back Guarantee:

Free look up to 3 days after purchase

Identity Theft:

$500 per person

Renewable Policy:

Renewable up to 24 months

24-Hr Assistance Services:

24 hour assistance provided