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John Hancock Insurance Agency, Inc.

John Hancock Insurance Agency, Inc.

Secure Your Journey with a Legacy of Trust

Notable Features
    • All policies hold an AM Best's Rating of A (Excellent)
    • Up to $1,000,000 in Medical Evacuation coverage
    • 14-day Money Back Guarantee period across all plans
    • Backed by over 150 years of financial stability
    • Range of plans from basic to comprehensive coverage
    • High limits for emergency medical expenses (up to $250,000 on Gold plan)
    • Generous trip cancellation and interruption coverage
    • Optional Cancel For Any Reason (CFAR) coverage is available
    • 24/7 worldwide travel assistance
    • Coverage for pre-existing conditions (when eligibility requirements are met)
    • Competitive pricing with plans to suit various budgets
    • Optional rental car damage coverage
    • Missed connection and itinerary change benefits included

ohn Hancock Insurance Agency, a subsidiary of Manulife Financial Corporation, brings the strength and reliability of one of America's oldest and most respected financial institutions to the travel insurance market. With a history dating back to 1862, John Hancock leverages its extensive experience in risk management to provide comprehensive travel protection plans.

John Hancock offers three main tiers of travel insurance: Bronze, Silver, and Gold. This tiered approach allows travelers to choose a level of coverage that best fits their needs and budget. All plans include core benefits such as trip cancellation, trip interruption, emergency medical coverage, and baggage protection, with coverage limits increasing from the Bronze to the Gold tier.

What sets John Hancock apart is the flexibility and customization options available within their plans. For instance, they offer an optional Cancel For Any Reason (CFAR) upgrade on all their plans, allowing travelers to cancel their trip for reasons not typically covered by standard insurance, provided certain conditions are met.

John Hancock's policies are known for their comprehensive coverage of trip cancellation and interruption. Their plans cover a wide range of reasons for cancellation, including work-related reasons on some plans, which can be particularly valuable for business travelers.

The company also stands out for its emergency medical coverage, with limits ranging from $50,000 on the Bronze plan to $250,000 on the Gold plan. This high level of medical coverage can provide crucial protection for travelers, especially those visiting countries with high healthcare costs.

John Hancock's travel insurance plans come with 24/7 worldwide travel assistance, ensuring that help is always available, no matter where you are in the world. This service can assist with everything from medical emergencies to lost passport replacement.

About John Hancock Insurance Agency, Inc. Services, benefits, and insurance plans

Services:

  • 24/7 worldwide travel assistance
  • Concierge services for travel arrangements and local information
  • Medical provider referrals
  • Emergency medical evacuation coordination
  • Lost document and baggage assistance

Benefits:

  • Trip cancellation and interruption coverage
  • Emergency medical and dental coverage
  • Emergency medical evacuation and repatriation
  • Baggage loss, damage, and delay protection
  • Travel delay reimbursement
  • Missed connection coverage
  • Itinerary change coverage

Insurance Plans:

  1. Bronze Plan:
    • Basic coverage for budget-conscious travelers
    • Trip cancellation coverage up to 100% of trip cost
    • Trip interruption coverage up to 125% of trip cost
    • $50,000 emergency medical coverage
    • $250,000 emergency medical evacuation coverage
  2. Silver Plan:
    • Comprehensive coverage for most travelers
    • Trip cancellation coverage up to 100% of trip cost
    • Trip interruption coverage up to 150% of trip cost
    • $100,000 emergency medical coverage
    • $500,000 emergency medical evacuation coverage
  3. Gold Plan:
    • Premium coverage with highest limits
    • Trip cancellation coverage up to 100% of trip cost
    • Trip interruption coverage up to 150% of trip cost
    • $250,000 emergency medical coverage
    • $1,000,000 emergency medical evacuation coverage

Optional add-ons and features:

  • Cancel For Any Reason (CFAR) coverage: Available on all plans, reimburses up to 75% of non-refundable trip costs
  • Rental car damage coverage: Protection against collision damage to rental vehicles
  • Accidental Death & Dismemberment (AD&D) coverage upgrades

John Hancock Insurance Agency offers a robust suite of travel insurance options suitable for a wide range of travelers. Their combination of comprehensive coverage, flexible options, and the backing of a trusted financial institution makes them a strong choice in the travel insurance market. Whether you're planning a simple domestic trip or an extended international journey, John Hancock provides the protection and support needed to travel with confidence.

Ratings & Reviews

SquareMouth
SquareMouth
★★★★ ☆
Rating: 4.18
Review
Insuremytrip
Insuremytrip
★★★★ ☆
Rating: 4.52
Review
TrustPilot
TrustPilot
★★ ☆☆☆
Rating: 2.3
Review

Policies Offered By John Hancock Insurance Agency, Inc.