Secure Your Journey with a Legacy of Trust
Notable Features
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- All policies hold an AM Best's Rating of A (Excellent)
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- Up to $1,000,000 in Medical Evacuation coverage
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- 14-day Money Back Guarantee period across all plans
- Backed by over 150 years of financial stability
- Range of plans from basic to comprehensive coverage
- High limits for emergency medical expenses (up to $250,000 on Gold plan)
- Generous trip cancellation and interruption coverage
- Optional Cancel For Any Reason (CFAR) coverage is available
- 24/7 worldwide travel assistance
- Coverage for pre-existing conditions (when eligibility requirements are met)
- Competitive pricing with plans to suit various budgets
- Optional rental car damage coverage
- Missed connection and itinerary change benefits included
ohn Hancock Insurance Agency, a subsidiary of Manulife Financial Corporation, brings the strength and reliability of one of America's oldest and most respected financial institutions to the travel insurance market. With a history dating back to 1862, John Hancock leverages its extensive experience in risk management to provide comprehensive travel protection plans.
John Hancock offers three main tiers of travel insurance: Bronze, Silver, and Gold. This tiered approach allows travelers to choose a level of coverage that best fits their needs and budget. All plans include core benefits such as trip cancellation, trip interruption, emergency medical coverage, and baggage protection, with coverage limits increasing from the Bronze to the Gold tier.
What sets John Hancock apart is the flexibility and customization options available within their plans. For instance, they offer an optional Cancel For Any Reason (CFAR) upgrade on all their plans, allowing travelers to cancel their trip for reasons not typically covered by standard insurance, provided certain conditions are met.
John Hancock's policies are known for their comprehensive coverage of trip cancellation and interruption. Their plans cover a wide range of reasons for cancellation, including work-related reasons on some plans, which can be particularly valuable for business travelers.
The company also stands out for its emergency medical coverage, with limits ranging from $50,000 on the Bronze plan to $250,000 on the Gold plan. This high level of medical coverage can provide crucial protection for travelers, especially those visiting countries with high healthcare costs.
John Hancock's travel insurance plans come with 24/7 worldwide travel assistance, ensuring that help is always available, no matter where you are in the world. This service can assist with everything from medical emergencies to lost passport replacement.