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John Hancock Insurance Agency, Inc.

Gold

Comprehensive coverage for your travel needs

Policy Details

Type

Comprehensive

Average Cost

0.0 USD

Market Countries

Policy Description

The John Hancock Insurance Agency Gold plan is likely a premium comprehensive travel insurance policy offering extensive coverage for both domestic and international trips. It probably provides high benefit limits for trip cancellation, interruption, medical expenses, and evacuation, making it suitable for travelers seeking maximum protection for expensive or complex trips.

Company Details
Company Name

John Hancock Insurance Agency, Inc.

About

John Hancock Insurance Agency offers comprehensive travel insurance plans backed by over 150 years of financial strength and stability. Known for their flexible coverage options and competitive rates, John Hancock provides plans suitable for various types of travelers. Their policies feature robust medical coverage, generous trip cancellation and interruption benefits, and optional Cancel For Any Reason (CFAR) coverage. With 24/7 worldwide assistance and a range of plans from basic to premium, John Hancock ensures you can travel with confidence, knowing you're protected by one of America's most trusted insurance names.

Sports Coverage
Sports Activities Coverage:

Covered, Limitations apply

Sports Fees:

Included in Cancellation & Interruption

Cancellation Coverage
Cancel For Any Reason:

Optional coverage, This benefit is separate from Trip Cancellation

Trip Cancellation:

100% of the trip cost

Trip Interruption:

150% of the trip cost

Financial Default:

Covered after 14 day wait if purchased within 14 days of trip deposit

Terrorism During Trip:

Covered for foreign and domestic

Hurricane & Weather:

Common carrier delay for 48 hours, Mandatory evacuation conditionally covered, Accommodation made uninhabitable, Must be purchased before storm is named

Cancel For Covid Sickness:

Included in Trip Cancellation & Interruption

Employment Layoff:

Covered, If employed for 3 continuous years

Cancel For Medical Reasons:

Included in Trip Cancellation and Trip Interruption

Medical Evacuation Coverage
Medical Evacuation Repatriation:

$1,000,000 per person

Loss or Delay Coverage
Travel Delay:

$1,000 per person, $200 daily limit, Covered after 3 hour delay

Baggage Loss:

$2,500 per person, $250 per item, $2,500 specific items limit

Baggage Delay:

$500 per person, $500 daily limit, Covered after 12 hour delay

Missed Connection:

$1,000 per person, Covered after 3 hour delay

Personal Items Loss:

$2,500 per person, $250 per item, $2,500 specific items limit

Extension of Coverage:

Coverage can extend up to 7 days, Coverage for medical quarantine included

Sports Equipment Loss:

Included in Baggage & Personal Items Loss

Accidental Death Coverage
24-Hr Full Coverage:

$100,000 per person

Flight Only:

Optional coverage

Medical Coverage
Medical Coverage for Covid-19:

Included in Emergency Medical

Emergency Medical:

$250,000 per person, Primary coverage

Pre-existing Condition Coverage:

Covered if purchased within 14 days of trip deposit

Other Additional Benefits Coverage
Money Back Guarantee:

Free look up to 14 days after purchase

Rental Car Damage:

Optional coverage

24-Hr Assistance Services:

24 hour assistance provided